Unlocking Unlimited Wealth: The Sims 4 Money Cheat Guide

An illustration of a Sims 4 character surrounded by piles of Simoleons, sitting at a computer with cheat codes on the screen, in a luxurious, cartoon-style mansion.

Unlocking Unlimited Wealth: The Sims 4 Money Cheat Guide

The allure of fast-tracked fortune is a tempting prospect not just in reality but also within the vibrant, simulated worlds of video games. The Sims 4, a life simulation game by Electronic Arts, offers players the unique ability to mimic life’s various facets, including the pursuit of fortune. For those who wish to bypass the traditional economic challenges and unlock unlimited wealth for their Sims, the game’s money cheats are a golden key. This comprehensive guide will provide an in-depth look at how to activate and use The Sims 4 money cheats to their full potential, transforming your Sims’ lives from humble beginnings to lavish luxury.

Activating Cheats in The Sims 4

Before diving into the treasure trove of money cheats, it’s essential to understand how to activate the cheat console, which is the gateway to inputting all cheats in The Sims 4. To bring up the cheat console, simply follow the steps based on your gaming platform:

  • PC: Press Ctrl + Shift + C
  • Mac: Press Command + Shift + C
  • PlayStation 4 and 5: Press all four shoulder buttons simultaneously
  • Xbox One and Series X/S: Press all four shoulder buttons simultaneously

Once the cheat console is open, type “testingcheats true” and press Enter (or the respective button on consoles) to enable cheats. This command unlocks the ability to use the vast array of cheats The Sims 4 has to offer, including those that can significantly impact your financial status in the game.

The Sims 4 Money Cheats

With cheats activated, players can now access various codes to adjust their Sims’ household funds to desired levels. Here are some of the most valuable money cheats available:

  • rosebud or kaching: Adds 1,000 Simoleons to your household’s funds.
  • motherlode: Adds a whopping 50,000 Simoleons, providing a significant boost to your Sims’ bank account.
  • Money X: Replace “X” with any number to set your household’s funds to that specific amount. For example, typing “Money 1000000” would instantly grant your Sims one million Simoleons.
  • FreeRealEstate On: While not a direct money cheat, this enables players to purchase any house, regardless of their current funds, effectively making all real estate in the game free.

These cheats can be used repeatedly to amass a fortune or to simply give your Sims a financial boost when needed. Whether you aim to build the ultimate dream home or just want the flexibility to let your Sims live their best lives without financial constraints, these money cheats provide the perfect solution.

The Ethics of Using Cheats in The Sims 4

While the use of cheats might raise questions about gameplay integrity, it’s important to remember that The Sims 4 is a sandbox game designed for players to create and explore their narratives. Money cheats, in particular, can help bypass the grind of earning Simoleons through traditional means, allowing for a more rapid exploration of gameplay possibilities. However, it’s worth noting that the use of cheats disables game achievements and trophies on the console versions, serving as a trade-off for the advantage they provide. Ultimately, whether or not to use cheats depends on personal gaming preferences and the type of experience one wishes to extract from the game.


The Sims 4 money cheats offer an abundance of opportunities to enhance gameplay, whether you’re aiming to erect architectural masterpieces or fund a lavish lifestyle for your Sims. By following the straightforward steps outlined in this guide to unlock and utilize these cheats, players can have unrestricted creative control and the means to actualize their most ambitious Sim creations. Remember, the power now lies at your fingertips to turn the dreams of your Sims into a virtual reality, unencumbered by financial limitations.

Frequently Asked Questions (FAQs)

Will using cheats in The Sims 4 affect my game save?

Using cheats in The Sims 4 will not corrupt or negatively impact your game save files. However, it is important to note that activating certain cheats, specifically those that alter gameplay in significant ways, can disable achievements and trophies. Money cheats belong to this category and will prevent you from earning achievements in the session where cheats are used. To revert this, you’ll need to reload your game without enabling cheats.

Can I use The Sims 4 money cheats on console versions?

Yes, The Sims 4 money cheats can be used on both PlayStation and Xbox consoles. The process for activating the cheat console and inputting cheats is the same as on PC and Mac, requiring players to press all four shoulder buttons simultaneously to open the cheat console. Remember to type “testingcheats true” to enable cheats before entering any money cheat codes.

Is there a limit to how much money I can add using cheats?

Technically, there is no upper limit to the amount of money you can add using the “Money X” cheat, where “X” represents the value you wish to set your household funds to. However, the game’s interface may experience glitches or become unresponsive if an excessively high number is inputted. It’s generally recommended to keep the number within the millions to ensure smooth gameplay.

Can using cheats in The Sims 4 get me banned?

Since The Sims 4 is primarily a single-player game, using cheats will not result in a ban. Cheats are included by the game’s developers to offer players a way to customize their gameplay experience, and there are no penalties for using them in your game. The only consequence of using cheats is the temporary disabling of achievements and trophies during that game session.

Can I reactivate achievements after using cheats?

Yes, achievements can be reactivated in your game after using cheats in The Sims 4. To do so, you will need to exit your current game session without saving after enabling cheats. When you reload your game, do so without activating cheats, and you’ll be able to earn achievements again. If you wish to save your progress while cheats are enabled, you’ll need to accept that achievements will be disabled for that saved session.

Are there any consequences to using the FreeRealEstate On cheat?

Using the FreeRealEstate On cheat in The Sims 4 removes the financial barrier to buying houses, enabling players to place their Sims in any property for free. The primary consequence of using this cheat, similar to other money cheats, is the disabling of achievements and trophies during the active session. Additionally, some players may find that bypassing the economic challenge detracts from the game’s sense of progression and achievement. It’s all about finding the right balance that enhances your gameplay experience.

Can I use money cheats to affect other households in the game?

The direct application of money cheats in The Sims 4, such as “rosebud,” “motherlode,” and “Money X,” only affects the currently active household. To apply cheats to another household, you will need to first switch to that household through the game’s neighborhood management options. Once you have switched, you can then use the cheats to alter that household’s funds as desired. This method allows for a high degree of flexibility, enabling players to manage the economy across multiple households within their game world.

How can I ensure the ethical use of cheats in my gameplay?

The ethical use of cheats in The Sims 4 largely comes down to personal discretion and the goals you have for your gameplay experience. If your aim is to explore creative possibilities or scenarios that would be difficult to achieve through normal gameplay, then cheats can be a valuable tool. It’s important to be mindful of how cheats might affect your enjoyment of the game, including how they impact game progression and achievement. Ultimately, cheats are provided as a means to enhance fun and creativity, so using them in a way that amplifies your enjoyment of the game is the best guideline to follow.

Are there any cheats for improving Sims’ skills or relationships quickly?

Yes, beyond financial cheats, The Sims 4 offers a variety of cheats for improving other aspects of your Sims’ lives, including their skills and relationships. For example, you can use “stats.set_skill_level [SkillName] [1-10]” to instantly set a Sim’s skill level to anywhere from 1 to 10, depending on the skill. Similarly, you can modify relationships between Sims using cheats like “modifyrelationship [Your Sim’s full name] [Target Sim’s full name] [Amount] LTR_Friendship_Main” to alter friendship levels, or swap out “LTR_Friendship_Main” for “LTR_Romance_Main” to adjust romance levels. These cheats enable quick alterations to your Sims’ skills and social connections, further expanding the possibilities for storytelling and gameplay.


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